Did you know that there’s a credit card that you can get for FREE Disney perks? That’s right! The Disney Visa Card offers three tiers — Standard (no annual fee), Premier ($49 annual fee), and Inspire ($149 annual fee) — that can get you exclusive Disney perks!

From discounts on merchandise and vacation packages to exclusive photos to reward dollars, there is so much this card has to offer! Today, we’re breaking down six of the perks you can still use in Disney World!

10% Off At Select Merchandise Locations

All around Disney World property, you can use your Disney Visa Card for 10% off merchandise purchases. This is only valid at select locations — third-party locations are not eligible. However, it does work on packaged food and beverages at merchandise locations, like if you were to buy a bottle of water from Creations Shop in EPCOT. You must use your Disney Visa Card for the purchase.

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Exclusive PhotoPass Opportunities

During set hours each day, Disney Visa Cardmembers can take advantage of an exclusive photo opportunity with certain characters. There are currently two opportunities available: Meet Stitch at Celebrity Spotlight in Hollywood Studios and meet select characters in World Celebration in EPCOT near the Disney and Pixar Short Film Festival.

PhotoPass photographers are stationed at each location, and you are able to download your pictures at no additional cost. Each Disney Visa Card gets access for up to six party members.

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0% Financing For 6 Months on Select Vacation Packages

Disney Visa Cardholders get a promotional APR of 0% for 6 months on select Disney vacation packages from the date of purchase. To take advantage of this perk, Disney Vacation Packages MUST be booked by you through the Walt Disney Travel Company or online at Disney sites or through other eligible travel agents or sites. Like the merchandise perk, you must use your Disney Visa Card.

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Use What You Earn In The Parks

As a Disney Visa Cardholder, you earn Disney Reward Dollars on every purchase, which can be used toward purchases in the parks.

• The Disney Visa Card with no annual fee earns 1% back on every purchase.
• The Disney Premier Visa Card earns 5% back on purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com, 2% back on purchases made at gas stations, grocery stores, restaurants, and most U.S. Disney stores, and 1% cash back on all other purchases.
• The Disney Inspire Visa Card earns 10% back on purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com, 3% back on purchases made at gas stations and most U.S. Disney stores, 2% back on purchases made at grocery stores and restaurants, and 1% cash back on all other purchases.

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Disney Inspire Visa Card Exclusive Perks

Disney’s newest Visa Card is the Inspire card, which offers more perks for a $149 annual fee.

$200 In Rewards After Spending $2,000 On Resorts Or Cruises

Cardholders who spend $2,000 in qualifying purchases each anniversary year (the date you opened your card to the one-year mark) will receive $200 in Disney Rewards Dollars. Qualifying purchases are when you use your Disney Inspire Visa Card for U.S. Disney Resort purchases made directly with Disney, including Disney World, Disneyland, AULANI, Hilton Head, and Vero Beach.

$100 in Rewards After Spending $200 on Theme Park Tickets

Cardholders who spend $200 in qualifying purchases each anniversary year will receive $100 in Disney Rewards Dollars. Qualifying purchases are when you use your Disney Inspire Visa Card to purchase U.S. Disney Theme Park tickets, including Disney World Annual Passes, Disneyland Magic Key Passes, and Disney Water Park Tickets directly with Disney. Disney Theme Park tickets purchased as part of Disney Vacation Packages do not qualify.

If you’re a Disney Visa Cardholder and are planning a trip to Disney World soon, keep these six perks in mind so you can save some money! Follow us at the Disney Food Blog for more money-saving tips and tricks!

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Are you a Disney Visa Cardholder? Let us know in the comments below!